Is it just me or do you guys get financial mishaps as well? Shesh!
Listen to this one...
Like most folks who have a credit card, I get a statement through every month with a 'payment due' slip at the bottom, which when I pay it keeps 'the man' happy for another month. Having got behind with my credit cards once before a few years ago, I am at great pains not to let this happen again, and make my payment each month like a good little boy. I do then have to 'borrow' it back again, just to squeak through to the end of the month. Only in the last 6 months though.
Thing is, when I checked my balance mid-month to see how much I could 'lean' on the card this time, the automated voice told me that I was now over my credit limit and my last payment had been at the beginning of February.
"Ok", you say, "and what?"
Well, I had made my monthly payment, on time, at the beginning of March!
With my new job I had to pay over-the-counter at a different branch of Barclays Bank; and they had LOST my money. The immediate ramification was I now had the credit card chasing their money, plus I had been charged late-payment, and over-limit charges! Moreover, I now couldn't 'lean' on the card basically wiping out my budget for the last 2 weeks of this month!
Despite having a 4 day weekend this Easter, I went nowhere, as I had no money in my pocket and no fuel in the car. My saving grace has been, 4 days doing nothing, and raiding my penny jar yesterday. I now have £8 to live on till Friday; All food, travel and socializing!
There has to be a light at the end of this tunnel!
N.B. Barclays still don't know where my money went and I now have to make a double payment in April to cover the payment the credit card didn't get this month, further eating into the money I ain't got in the bloody first place..............